Terms of Service

1. Acceptance of Terms

By accessing and using Happy Freelance Life (happyfreelancelife.com), you accept and agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our website.

2. Description of Service

Happy Freelance Life provides free educational tools and resources for freelancers, including:

• Rate calculators and pricing guides
• City guides with Hustle-Free Index scores
• State-by-state invoice law information
• Wellness and business resources
• Quizzes and assessments

3. Educational Purpose Only

Always consult with qualified professionals (attorneys, accountants, financial advisors) for personalized advice regarding your specific situation.

4. Accuracy of Information

While we strive to provide accurate and up-to-date information, we make no representations or warranties about the accuracy, completeness, or reliability of any content on this website. Rate estimates, legal information, and other data are approximations and may not reflect current market conditions or laws.

5. Use at Your Own Risk

Any reliance you place on the information provided on this website is strictly at your own risk. We shall not be liable for any loss or damage arising from your use of this information.

6. Intellectual Property

All content on this website, including text, graphics, logos, and software, is the property of Happy Freelance Life or its content suppliers and is protected by copyright laws. You may not reproduce, distribute, or create derivative works without our express written permission.

7. User Conduct

You agree not to:

• Use this website for any unlawful purpose
• Attempt to gain unauthorized access to our systems
• Interfere with the proper functioning of the website
• Scrape or collect data without permission
• Misrepresent your identity or affiliation

8. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the content, privacy practices, or terms of service of these external sites.

9. Limitation of Liability

To the fullest extent permitted by law, Happy Freelance Life shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of this website or reliance on any information provided herein.

10. Changes to Terms

We reserve the right to modify these terms at any time. Changes will be effective immediately upon posting to this page. Your continued use of the website after any changes constitutes acceptance of the new terms.

11. Governing Law

These terms shall be governed by and construed in accordance with the laws of the United States, without regard to conflict of law principles.

12. Contact

If you have any questions about these Terms of Service, please contact us at: legal@happyfreelancelife.com