NOT LEGAL OR FINANCIAL ADVICE
This content is for educational purposes only. Laws change frequently and vary by circumstance. Always consult a licensed attorney in your state before taking any legal action. We are not responsible for any decisions or actions taken based on this information.
Washington Freelance Invoice Laws
General information about collecting unpaid invoices in Washington
Last Updated: 2025-01-01 • Always verify with a Washington attorney
Late Fee Limit
No statutory limit for B2B contracts
Interest Rate
12% per annum (statutory)
Small Claims Limit
$10,000
Statute of Limitations
6 years for written contracts, 3 years for oral
Additional Context
Late Fees: Late fees must be reasonable and agreed upon in writing. Washington courts enforce reasonable commercial provisions.
Interest: Highest lawful rate is 12% or 4% above the 26-week T-bill rate, whichever is greater. Contracts can specify rates within this limit.
Small Claims: District court small claims department handles disputes. Filing fees are $35-$75. Informal process, no attorneys in most cases.
General Best Practices
These are general suggestions, not legal advice. Consult an attorney for your specific situation.
- ✓ Use written contracts—6 years vs 3 for oral agreements
- ✓ Take advantage of Washington's 12% interest rate
- ✓ Send invoices with detailed itemization
- ✓ Document all scope changes and approvals
- ✓ Use small claims for efficient resolution up to $10,000
Common Mistakes to Avoid
- ✗ Relying on oral agreements (only 3-year limit)
- ✗ Not knowing Washington's higher 12% interest rate
- ✗ Missing the $10,000 small claims limit
- ✗ Filing in wrong district court
- ✗ Not sending demand letters before filing
When to Consult an Attorney
For invoices over $10,000 or complex disputes involving tech/Seattle clients.
Frequently Asked Questions
What is the small claims limit in Washington?
Washington district court small claims handles up to $10,000. Filing fees are $35-$75. Attorneys are generally not allowed, making it freelancer-friendly.
How long do I have to sue for an unpaid invoice in Washington?
You have 6 years for written contracts and 3 years for oral agreements. Always use written contracts to protect yourself.
What interest rate can I charge on overdue invoices in Washington?
Washington allows 12% per annum as the statutory rate—one of the higher rates in the US. Great for incentivizing timely payment.
Where do I file a small claims case in Washington?
File in the district court for the county where the defendant resides or where the contract was performed. King County (Seattle) has multiple locations.
Do I need a collection license in Washington?
You can collect your own debts without a license. Third-party agencies must be licensed by the Washington State Department of Licensing.
Sources & References
These are reference sources only. Laws change—verify current statutes before taking action.
- RCW 19.52 (Interest)
- RCW 12.40 (Small Claims)
- RCW 4.16 (Statute of Limitations)
- Washington Courts - Small Claims
IMPORTANT LEGAL DISCLAIMER
This is NOT legal or financial advice. The information on this page is provided for general educational and informational purposes only. It is not intended to be, and should not be construed as, legal, financial, or professional advice.
Laws change frequently. State laws, court rules, and regulations are subject to change without notice. The information presented here may not reflect the most current legal developments or may not apply to your specific situation.
Consult a licensed professional. Before taking any action based on the information on this website, you should consult with a licensed attorney in Washington who can provide advice tailored to your specific circumstances.
No attorney-client relationship. Viewing this information does not create an attorney-client relationship between you and Happy Freelance Life or its creators.
No liability. Happy Freelance Life and its creators disclaim all liability for any actions taken or not taken based on any information on this website. You assume full responsibility for any decisions or actions you take based on this content.
If you need legal help, please contact the Washington State Bar Association for attorney referrals or a legal aid organization in your area.
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Take the QuizThis information is for educational purposes only and does not constitute legal advice. Consult a licensed Washington attorney for specific legal guidance. This page was last updated on 2025-01-01. For current legal information, consult the official Washington state statutes or a licensed Washington attorney. Happy Freelance Life is not a law firm and does not provide legal services.