NOT LEGAL OR FINANCIAL ADVICE
This content is for educational purposes only. Laws change frequently and vary by circumstance. Always consult a licensed attorney in your state before taking any legal action. We are not responsible for any decisions or actions taken based on this information.
Ohio Freelance Invoice Laws
General information about collecting unpaid invoices in Ohio
Last Updated: 2025-01-01 • Always verify with a Ohio attorney
Late Fee Limit
No statutory limit for B2B contracts
Interest Rate
6% per annum (statutory); higher by agreement
Small Claims Limit
$6,000
Statute of Limitations
6 years for written contracts, 6 years for oral
Additional Context
Late Fees: Late fees must be reasonable and agreed upon in writing. Ohio courts enforce contractual late fee provisions.
Interest: Parties can agree to higher rates in writing. Ohio has usury limits but B2B transactions have more flexibility.
Small Claims: Municipal and county courts handle small claims. Some courts allow claims up to $6,000. Filing fees are $20-$80.
General Best Practices
These are general suggestions, not legal advice. Consult an attorney for your specific situation.
- ✓ Use written contracts with clear payment terms and deadlines
- ✓ Specify late fees and interest rates in your contract
- ✓ Send invoices promptly with itemized descriptions
- ✓ Document all client communications and project approvals
- ✓ File small claims in the county where defendant resides or works
Common Mistakes to Avoid
- ✗ Waiting beyond 6 years to pursue collection
- ✗ Not specifying payment terms in contracts
- ✗ Filing in the wrong county court
- ✗ Not keeping records of delivered work
- ✗ Skipping the demand letter before filing suit
When to Consult an Attorney
For invoices over $6,000 or complex disputes involving contract interpretation.
Frequently Asked Questions
What is the small claims limit in Ohio?
Ohio small claims courts generally handle disputes up to $6,000. Filing fees range from $20-$80. You can represent yourself, making it cost-effective for freelancers.
How long do I have to sue for an unpaid invoice in Ohio?
Ohio has a 6-year statute of limitations for both written and oral contracts. This gives you ample time, but acting sooner improves collection chances.
What interest rate can I charge on overdue invoices in Ohio?
The statutory rate is 6% per annum. You can specify higher rates in your contract, subject to reasonableness standards.
Where do I file a small claims case in Ohio?
File in the municipal or county court where the defendant lives or works, or where the contract was performed. Most Ohio counties have dedicated small claims divisions.
Do I need a collection license in Ohio?
No license is required to collect your own debts. Third-party collection agencies must comply with Ohio's Collection Agency Act and federal FDCPA.
Sources & References
These are reference sources only. Laws change—verify current statutes before taking action.
- Ohio Revised Code Chapter 1343 (Interest)
- Ohio Revised Code Chapter 1925 (Small Claims)
- Ohio Revised Code Chapter 2305 (Limitations of Actions)
- Ohio Supreme Court Rules
IMPORTANT LEGAL DISCLAIMER
This is NOT legal or financial advice. The information on this page is provided for general educational and informational purposes only. It is not intended to be, and should not be construed as, legal, financial, or professional advice.
Laws change frequently. State laws, court rules, and regulations are subject to change without notice. The information presented here may not reflect the most current legal developments or may not apply to your specific situation.
Consult a licensed professional. Before taking any action based on the information on this website, you should consult with a licensed attorney in Ohio who can provide advice tailored to your specific circumstances.
No attorney-client relationship. Viewing this information does not create an attorney-client relationship between you and Happy Freelance Life or its creators.
No liability. Happy Freelance Life and its creators disclaim all liability for any actions taken or not taken based on any information on this website. You assume full responsibility for any decisions or actions you take based on this content.
If you need legal help, please contact the Ohio State Bar Association for attorney referrals or a legal aid organization in your area.
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Take the QuizThis information is for educational purposes only and does not constitute legal advice. Consult a licensed Ohio attorney for specific legal guidance. This page was last updated on 2025-01-01. For current legal information, consult the official Ohio state statutes or a licensed Ohio attorney. Happy Freelance Life is not a law firm and does not provide legal services.