NOT LEGAL OR FINANCIAL ADVICE
This content is for educational purposes only. Laws change frequently and vary by circumstance. Always consult a licensed attorney in your state before taking any legal action. We are not responsible for any decisions or actions taken based on this information.
Missouri Freelance Invoice Laws
General information about collecting unpaid invoices in Missouri
Last Updated: 2025-01-01 • Always verify with a Missouri attorney
Late Fee Limit
No statutory limit for B2B contracts
Interest Rate
9% per annum (statutory)
Small Claims Limit
$5,000
Statute of Limitations
10 years for written contracts, 5 years for oral
Additional Context
Late Fees: Late fees must be reasonable and specified in the contract. Missouri courts enforce agreed-upon commercial provisions.
Interest: Parties can agree to higher rates in writing. Missouri allows contract rates up to legal limits.
Small Claims: Associate Circuit Court handles small claims. Filing fees are $25-$50. Informal process, attorneys not required.
General Best Practices
These are general suggestions, not legal advice. Consult an attorney for your specific situation.
- ✓ Use written contracts—Missouri gives 10 years vs 5 for oral
- ✓ Include late fee and interest provisions in agreements
- ✓ Send itemized invoices with clear payment deadlines
- ✓ Document all work with written approvals
- ✓ File in Associate Circuit Court for small claims
Common Mistakes to Avoid
- ✗ Relying on oral agreements (only 5-year limit vs 10 for written)
- ✗ Missing the $5,000 small claims threshold
- ✗ Not specifying interest rates in contracts
- ✗ Filing in wrong circuit court
- ✗ Skipping demand letters before filing
When to Consult an Attorney
For invoices over $5,000 or complex disputes involving St. Louis or Kansas City area clients.
Frequently Asked Questions
What is the small claims limit in Missouri?
Missouri Associate Circuit Courts handle small claims up to $5,000. Filing fees are $25-$50. The process is informal and designed for self-representation.
How long do I have to sue for an unpaid invoice in Missouri?
Missouri has a generous 10-year statute for written contracts, but only 5 years for oral agreements. Always use written contracts.
What interest rate can I charge on overdue invoices in Missouri?
The statutory rate is 9% per annum. You can specify higher rates in your contract within legal limits.
Where do I file a small claims case in Missouri?
File in the Associate Circuit Court for the county where the defendant resides or does business. St. Louis and Kansas City have multiple court locations.
Do I need a collection license in Missouri?
No state license is required to collect your own debts. Third-party agencies must comply with Missouri's licensing requirements.
Sources & References
These are reference sources only. Laws change—verify current statutes before taking action.
- Missouri Revised Statutes § 408.020 (Interest)
- RSMo § 517.011 (Small Claims)
- RSMo § 516.110 (Statute of Limitations)
- Missouri Courts - Small Claims
IMPORTANT LEGAL DISCLAIMER
This is NOT legal or financial advice. The information on this page is provided for general educational and informational purposes only. It is not intended to be, and should not be construed as, legal, financial, or professional advice.
Laws change frequently. State laws, court rules, and regulations are subject to change without notice. The information presented here may not reflect the most current legal developments or may not apply to your specific situation.
Consult a licensed professional. Before taking any action based on the information on this website, you should consult with a licensed attorney in Missouri who can provide advice tailored to your specific circumstances.
No attorney-client relationship. Viewing this information does not create an attorney-client relationship between you and Happy Freelance Life or its creators.
No liability. Happy Freelance Life and its creators disclaim all liability for any actions taken or not taken based on any information on this website. You assume full responsibility for any decisions or actions you take based on this content.
If you need legal help, please contact the Missouri State Bar Association for attorney referrals or a legal aid organization in your area.
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Take the QuizThis information is for educational purposes only and does not constitute legal advice. Consult a licensed Missouri attorney for specific legal guidance. This page was last updated on 2025-01-01. For current legal information, consult the official Missouri state statutes or a licensed Missouri attorney. Happy Freelance Life is not a law firm and does not provide legal services.